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Prequalify for a Mortgage |  Mortgage FAQ's
Financial Calculators
Before you Pre-Qualify for a Mortgage, you may wish to use our Financial Calculators:
  What Can I Afford?
  Calculate Your Income
  Calculate Your Assets
  Calculate Your Debts
  Mortgage Calculator
 
Types of Mortgages
What Mortgage Is Best For You?
Loan Type Max. Loan Downpayment Current Rate Range Closing Costs
VA Loan 359,650 0 % 6.0 2.5 %
FHA Loan 172,632 3 % 6.0 2.5 %
USDA Loan No Max 0 % 7.0 3.5 %
NC Housing Funds 150.000 0 - 3 % 5.49 2.5 %
Conventional Loan 325,000 5 % 6.0 2.5 %

* Up to 203,000 under certain conditions; 90,000 on existing homes.
Havelock - Cherry Point NC is a military community in Eastern North Carolina. 1st Carolina, REALTORS proudly provides buying and selling real estate services to the area's men and women in uniform, as well as for the great citizens that make up the coastal region of Eastern North Carolina.
   496A Highway 70 West, Westbrooke Shopping Center, Havelock, NC 28532
   1.800.336.5610 toll free | 1.252.447.7900 phone